RATIOS
SBI Cards and Payment Services Ltd.
BSE
May 02
878.15
+4.00 (+ 0.46%)
Volume
79255
Prev. Close
874.15
Open Price
872.40
Bid Price(Qty.)
0.00 (0)
Offer Pr.(Qty.)
0.00 (0)
NSE
May 02
878.20
+4.65 (+ 0.53%)
Volume
1113244
Prev. Close
873.55
Open Price
877.00
Bid Price(Qty.)
0.00 (0)
Offer Pr.(Qty.)
0.00 (0)
You can view the
Ratio Analysis
for the last 5 years.
|
ISIN No
|
INE018E01016
|
Market Cap. ( ₹ in Cr. )
|
83551.34
|
P/BV
|
6.38
|
Book Value ( ₹ )
|
137.59
|
|
BSE Code
|
543066
|
52 Week High/Low ( ₹ )
|
931/648
|
FV/ML
|
10/1
|
P/E(X)
|
43.60
|
|
NSE Code
|
SBICARDEQ
|
Book Closure
|
25/02/2025
|
EPS ( ₹ )
|
20.14
|
Div Yield (%)
|
0.28
|
| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | PR | AR | AR | AR | AR |
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| | | | | | |
| PER SHARE RATIOS | | | | | |
| | | | | | |
| Basic EPS (Rs.) | 20.15 | 25.39 | 23.92 | 17.16 | 10.48 |
| Diluted EPS (Rs.) | 20.14 | 25.37 | 23.80 | 17.02 | 10.38 |
| Cash EPS (Rs.) | 21.69 | 27.39 | 25.60 | 18.71 | 11.78 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 144.86 | 127.07 | 103.90 | 82.20 | 67.00 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 144.86 | 127.07 | 103.90 | 82.20 | 67.00 |
| Dividend / Share (Rs.) | 2.50 | 2.50 | 2.50 | 2.50 | 1.00 |
| Revenue From Operations / Share (Rs.) | 189.96 | 178.43 | 144.46 | 113.21 | 98.64 |
| PBDIT / Share (Rs.) | 62.08 | 63.34 | 51.18 | 35.50 | 26.48 |
| PBIT / Share (Rs.) | 60.53 | 61.27 | 49.45 | 33.92 | 25.17 |
| PBT / Share (Rs.) | 27.13 | 33.98 | 32.03 | 23.03 | 14.07 |
| Net Profit / Share (Rs.) | 20.14 | 25.32 | 23.87 | 17.14 | 10.47 |
| | | | | | |
| PROFITABILITY RATIOS | | | | | |
| | | | | | |
| PBDIT Margin (%) | 32.67 | 35.49 | 35.42 | 31.35 | 26.84 |
| PBIT Margin (%) | 31.86 | 34.34 | 34.23 | 29.96 | 25.51 |
| PBT Margin (%) | 14.27 | 19.04 | 22.17 | 20.34 | 14.26 |
| Net Profit Margin (%) | 10.60 | 14.19 | 16.52 | 15.13 | 10.61 |
| Return on Networth / Equity (%) | 13.90 | 19.92 | 22.97 | 20.84 | 15.62 |
| Return on Capital Employeed (%) | 36.85 | 26.84 | 24.22 | 35.68 | 16.08 |
| Return On Assets (%) | 2.92 | 4.13 | 4.95 | 4.66 | 3.64 |
| Long Term Debt / Equity (X) | 0.00 | 0.65 | 0.81 | 0.00 | 1.15 |
| Total Debt / Equity (X) | 3.26 | 3.30 | 3.16 | 2.96 | 2.87 |
| Asset Turnover Ratio (%) | 0.29 | 0.32 | 0.34 | 0.34 | 0.35 |
| | | | | | |
| LIQUIDITY RATIOS | | | | | |
| | | | | | |
| Current Ratio (X) | 1.27 | 1.53 | 1.65 | 1.28 | 2.07 |
| Quick Ratio (X) | 1.27 | 1.53 | 1.65 | 1.28 | 2.07 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 9.87 | 10.47 | 0.00 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 9.12 | 9.76 | 0.00 | 0.00 |
| Earning Retention Ratio (%) | 0.00 | 90.13 | 89.53 | 0.00 | 0.00 |
| Cash Earning Retention Ratio (%) | 0.00 | 90.88 | 90.24 | 0.00 | 0.00 |
| | | | | | |
| COVERAGE RATIOS | | | | | |
| | | | | | |
| Interest Coverage Ratio (%) | 1.86 | 2.32 | 2.94 | 3.26 | 2.39 |
| Interest Coverage Ratio (Post Tax) (%) | 1.60 | 1.93 | 2.37 | 2.57 | 1.94 |
| | | | | | |
| VALUATION RATIOS | | | | | |
| | | | | | |
| Enterprise Value (Cr.) | 126137.40 | 102060.41 | 99721.75 | 102206.71 | 104758.10 |
| EV / Net Operating Revenue (X) | 6.98 | 6.01 | 7.30 | 9.57 | 11.29 |
| EV / EBITDA (X) | 21.36 | 16.94 | 20.60 | 30.53 | 42.06 |
| MarketCap / Net Operating Revenue (X) | 4.64 | 3.82 | 5.12 | 7.52 | 9.42 |
| Retention Ratios (%) | 0.00 | 90.12 | 89.52 | 0.00 | 0.00 |
| Price / BV (X) | 6.09 | 5.37 | 7.12 | 10.36 | 13.87 |
| Price / Net Operating Revenue (X) | 4.64 | 3.82 | 5.12 | 7.52 | 9.42 |
| EarningsYield | 0.02 | 0.03 | 0.03 | 0.02 | 0.01 |