RATIOS
Jammu & Kashmir Bank Ltd.
BSE
May 02, 04:01
94.14
-0.23 ( -0.24%)
Volume
280856
Prev. Close
94.37
Open Price
94.37
Bid Price(Qty.)
0.00 (0)
Offer Pr.(Qty.)
0.00 (0)
NSE
May 02, 03:58
94.12
-0.26 ( -0.28%)
Volume
3782708
Prev. Close
94.38
Open Price
93.61
Bid Price(Qty.)
94.12 (30)
Offer Pr.(Qty.)
0.00 (0)
You can view the
Ratio Analysis
for the last 5 years.
|
ISIN No
|
INE168A01041
|
Market Cap. ( ₹ in Cr. )
|
10364.33
|
P/BV
|
0.78
|
Book Value ( ₹ )
|
120.83
|
|
BSE Code
|
532209
|
52 Week High/Low ( ₹ )
|
147/87
|
FV/ML
|
1/1
|
P/E(X)
|
5.85
|
|
NSE Code
|
J&KBANKEQ
|
Book Closure
|
17/08/2024
|
EPS ( ₹ )
|
16.08
|
Div Yield (%)
|
2.28
|
| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| | | | | | |
| PER SHARE RATIOS | | | | | |
| | | | | | |
| Basic EPS (Rs.) | 16.80 | 12.43 | 6.04 | 6.06 | -15.97 |
| Diluted EPS (Rs.) | 16.80 | 12.43 | 6.04 | 6.06 | -15.97 |
| Cash EPS (Rs.) | 18.02 | 13.13 | 6.92 | 7.93 | -14.21 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 99.58 | 83.96 | 75.71 | 82.02 | 75.64 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 111.10 | 96.38 | 85.89 | 95.65 | 89.60 |
| Dividend / Share (Rs.) | 2.15 | 0.50 | 0.00 | 0.00 | 0.00 |
| Operating Revenue / Share (Rs.) | 101.81 | 90.68 | 85.89 | 113.67 | 118.36 |
| Net Profit / Share (Rs.) | 16.05 | 11.61 | 5.38 | 6.06 | -15.97 |
| | | | | | |
| PER EMPLOYEE RATIOS | | | | | |
| | | | | | |
| Interest Income / Employee (Rs.) | 9031302.70 | 7316679.34 | 6175137.09 | 6590629.32 | 7194453.92 |
| Net Profit / Employee (Rs.) | 1423494.32 | 936477.40 | 386500.81 | 351120.50 | -970538.50 |
| Business / Employee (Rs.) | 184081680.23 | 159802275.61 | 142645491.95 | 142116585.20 | 138149318.74 |
| | | | | | |
| PER BRANCH RATIOS | | | | | |
| | | | | | |
| Interest Income / Branch (Rs.) | 111676915.34 | 94496022.22 | 81770157.14 | 84932853.40 | 88442815.71 |
| Net Profit / Branches (Rs.) | 17602272.91 | 12094747.47 | 5117980.61 | 4524858.64 | -11931017.80 |
| Business / Branches (Rs.) | 2276268984.06 | 2063870602.02 | 1888888315.31 | 1831443784.29 | 1698296337.17 |
| | | | | | |
| KEY PERFORMANCE RATIOS | | | | | |
| | | | | | |
| Net Profit Margin (%) | 15.76 | 12.79 | 6.25 | 5.32 | -13.49 |
| Operating Profit Margin (%) | 29.31 | 21.76 | 10.68 | 9.62 | -26.79 |
| Return On Assets (%) | 1.14 | 0.82 | 0.38 | 0.35 | -1.04 |
| Return On Equity / Networth (%) | 16.11 | 13.82 | 7.10 | 7.38 | -21.11 |
| Net Interest Margin (X) | 3.36 | 3.25 | 2.99 | 3.13 | 3.40 |
| Cost To Income (%) | 62.23 | 66.22 | 76.56 | 64.11 | 64.13 |
| Interest Income / Total Assets (%) | 7.25 | 6.40 | 6.13 | 6.74 | 7.75 |
| Non-Interest Income / Total Assets (%) | 0.53 | 0.51 | 0.59 | 0.59 | 0.50 |
| Operating Profit / Total Assets (%) | 0.60 | 0.30 | -0.21 | -0.23 | -1.54 |
| Operating Expenses / Total Assets (%) | 2.42 | 2.49 | 2.75 | 2.39 | 2.50 |
| Interest Expenses / Total Assets (%) | 3.88 | 3.15 | 3.14 | 3.60 | 4.35 |
| | | | | | |
| VALUATION RATIOS | | | | | |
| | | | | | |
| Enterprise Value (Rs.Cr.) | 145167.58 | 122207.45 | 118699.68 | 108224.95 | 97745.18 |
| EV Per Net Sales (X) | 12.95 | 13.06 | 14.81 | 13.34 | 11.57 |
| Price To Book Value (X) | 1.35 | 0.58 | 0.42 | 0.31 | 0.16 |
| Price To Sales (X) | 1.32 | 0.54 | 0.37 | 0.22 | 0.10 |
| Retention Ratios (%) | 86.60 | 95.69 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.11 | 0.23 | 0.16 | 0.23 | -1.29 |