ANNUAL RESULTS
Utkarsh Small Finance Bank Ltd.
BSE
Jun 18, 04:01
23.60
-0.10 ( -0.42%)
Volume
59670
Prev. Close
23.70
Open Price
23.88
Bid Price(Qty.)
0.00 (0)
Offer Pr.(Qty.)
0.00 (0)
NSE
Jun 18, 03:58
23.60
-0.10 ( -0.42%)
Volume
1617621
Prev. Close
23.70
Open Price
23.80
Bid Price(Qty.)
23.60 (1193)
Offer Pr.(Qty.)
0.00 (0)
You can view the
Annual Results
for the last 5 years.
|
ISIN No
|
INE735W01017
|
Market Cap. ( ₹ in Cr. )
|
2599.80
|
P/BV
|
0.83
|
Book Value ( ₹ )
|
28.37
|
|
BSE Code
|
543942
|
52 Week High/Low ( ₹ )
|
55/21
|
FV/ML
|
10/1
|
P/E(X)
|
109.77
|
|
NSE Code
|
UTKARSHBNKEQ
|
Book Closure
|
12/07/2024
|
EPS ( ₹ )
|
0.22
|
Div Yield (%)
|
0.00
|
(₹ in Crs.)
| Interest Earned | | | | | |
| Int. /Disc. on Adv/Bills | 3336.96 | 2880.06 | 2278.12 | 1646.13 | 1385.74 |
| Income on Investment | 278.01 | 209.33 | 150.54 | 154.93 | 148.69 |
| Int. on balances With RBI | 149.94 | 89.00 | 76.29 | 47.72 | 46.52 |
| Others | 0.01 | 0.02 | 0.03 | 0.04 | 0.03 |
| Total Interest Earned | 3764.93 | 3178.41 | 2504.98 | 1848.81 | 1580.99 |
| Other Income | 599.83 | 400.40 | 299.31 | 184.83 | 124.85 |
| Total Income | 4364.76 | 3578.81 | 2804.29 | 2033.65 | 1705.84 |
| | | | | | |
| EXPENDITURE | | | | | |
| Interest Expended | 1742.06 | 1292.61 | 975.95 | 787.96 | 741.74 |
| Employee Cost | 845.60 | 736.95 | 570.06 | 429.83 | 326.20 |
| Other Expenses | 770.17 | 551.98 | 361.30 | 265.64 | 189.28 |
| Depreciation | 0.00 | 0.00 | 58.66 | 40.88 | 29.58 |
| Total Expenses | 3357.83 | 2581.55 | 1965.96 | 1524.31 | 1286.80 |
| | | | | | |
| Operating Profit Before Provisions And Contingencies | 1006.93 | 997.27 | 838.32 | 509.34 | 419.04 |
| Provisions And Contingencies | 979.28 | 337.88 | 302.51 | 429.63 | 267.60 |
| P/L Before Tax | 27.65 | 659.39 | 535.82 | 79.71 | 151.44 |
| Tax | 3.95 | 161.76 | 131.31 | 18.25 | 39.62 |
| P/L After Tax from Ordinary Activities | 23.70 | 497.63 | 404.50 | 61.46 | 111.82 |
| Net Profit/Loss For the Period | 23.70 | 497.63 | 404.50 | 61.46 | 111.82 |
| | | | | | |
| Equity Share Capital | 1101.61 | 1099.46 | 895.91 | 895.52 | 848.33 |
| Reserves Excluding Revaluation Reserves | 1872.89 | 1873.73 | 1104.42 | 676.78 | 520.02 |
| Equity Dividend Rate (%) | 0.00 | 5.00 | 0.00 | 0.00 | 0.00 |
| EPS Before Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 0.22 | 4.79 | 4.52 | 0.70 | 1.46 |
| Diluted EPS (Rs.) | 0.22 | 4.75 | 4.51 | 0.70 | 1.46 |
| EPS After Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 0.22 | 4.79 | 4.52 | 0.70 | 1.46 |
| Diluted EPS (Rs.) | 0.22 | 4.75 | 4.51 | 0.70 | 1.46 |
| | | | | | |
| NPA Ratios: | | | | | |
| Gross NPA | 1854.38 | 417.58 | 315.29 | 648.16 | 315.28 |
| Net NPA | 905.27 | 4.49 | 108.81 | 235.80 | 108.81 |
| (%) of Gross NPA | 9.43 | 2.51 | 3.23 | 6.10 | 3.75 |
| (%) of Net NPA | 4.84 | 0.03 | 0.39 | 2.31 | 1.33 |
| Return on Assets % | 0.09 | 2.46 | 0.00 | 0.00 | 0.00 |
| | | | | | |
| OPBPC Margin (%) | 26.74 | 31.37 | 33.46 | 27.54 | 26.50 |
| PBT Margin (%) | 0.73 | 20.74 | 21.38 | 4.31 | 9.57 |
| PAT Margin (%) | 0.62 | 15.65 | 16.14 | 3.32 | 7.07 |