ANNUAL RESULTS
Utkarsh Small Finance Bank Ltd.
BSE
May 02, 04:01
24.69
-0.07 ( -0.28%)
Volume
74504
Prev. Close
24.76
Open Price
24.52
Bid Price(Qty.)
0.00 (0)
Offer Pr.(Qty.)
0.00 (0)
NSE
May 02, 03:57
24.80
+0.02 (+ 0.08%)
Volume
1615833
Prev. Close
24.78
Open Price
24.90
Bid Price(Qty.)
24.80 (10)
Offer Pr.(Qty.)
0.00 (0)
You can view the
Annual Results
for the last 5 years.
|
ISIN No
|
INE735W01017
|
Market Cap. ( ₹ in Cr. )
|
2731.99
|
P/BV
|
0.87
|
Book Value ( ₹ )
|
28.37
|
|
BSE Code
|
543942
|
52 Week High/Low ( ₹ )
|
59/21
|
FV/ML
|
10/1
|
P/E(X)
|
5.49
|
|
NSE Code
|
UTKARSHBNKEQ
|
Book Closure
|
12/07/2024
|
EPS ( ₹ )
|
4.52
|
Div Yield (%)
|
0.00
|
(₹ in Crs.)
| Interest Earned | | | | | |
| Int. /Disc. on Adv/Bills | 2880.06 | 2278.12 | 1646.13 | 1385.74 | 1192.27 |
| Income on Investment | 209.33 | 150.54 | 154.93 | 148.69 | 94.76 |
| Int. on balances With RBI | 89.00 | 76.29 | 47.72 | 46.52 | 20.56 |
| Others | 0.02 | 0.03 | 0.04 | 0.03 | 0.10 |
| Total Interest Earned | 3178.41 | 2504.98 | 1848.81 | 1580.99 | 1307.69 |
| Other Income | 400.40 | 299.31 | 184.83 | 124.85 | 98.56 |
| Total Income | 3578.81 | 2804.29 | 2033.65 | 1705.84 | 1406.24 |
| | | | | | |
| EXPENDITURE | | | | | |
| Interest Expended | 1292.61 | 975.95 | 787.96 | 741.74 | 579.46 |
| Employee Cost | 736.95 | 570.06 | 429.83 | 326.20 | 262.16 |
| Other Expenses | 551.98 | 361.30 | 265.64 | 189.28 | 188.92 |
| Depreciation | 0.00 | 58.66 | 40.88 | 29.58 | 25.41 |
| Total Expenses | 2581.55 | 1965.96 | 1524.31 | 1286.80 | 1055.95 |
| | | | | | |
| Operating Profit Before Provisions And Contingencies | 997.27 | 838.32 | 509.34 | 419.04 | 350.30 |
| Provisions And Contingencies | 337.88 | 302.51 | 429.63 | 267.60 | 99.88 |
| P/L Before Tax | 659.39 | 535.82 | 79.71 | 151.44 | 250.41 |
| Tax | 161.76 | 131.31 | 18.25 | 39.62 | 63.67 |
| P/L After Tax from Ordinary Activities | 497.63 | 404.50 | 61.46 | 111.82 | 186.74 |
| Net Profit/Loss For the Period | 497.63 | 404.50 | 61.46 | 111.82 | 186.74 |
| | | | | | |
| Equity Share Capital | 1099.46 | 895.91 | 895.52 | 848.33 | 759.27 |
| Reserves Excluding Revaluation Reserves | 1873.73 | 1104.42 | 676.78 | 520.02 | 260.23 |
| Equity Dividend Rate (%) | 5.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS Before Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 4.79 | 4.52 | 0.70 | 1.46 | 2.49 |
| Diluted EPS (Rs.) | 4.75 | 4.51 | 0.70 | 1.46 | 2.49 |
| EPS After Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 4.79 | 4.52 | 0.70 | 1.46 | 2.49 |
| Diluted EPS (Rs.) | 4.75 | 4.51 | 0.70 | 1.46 | 2.49 |
| | | | | | |
| NPA Ratios: | | | | | |
| Gross NPA | 417.58 | 315.29 | 648.16 | 315.28 | 44.65 |
| Net NPA | 4.49 | 108.81 | 235.80 | 108.81 | 11.09 |
| (%) of Gross NPA | 2.51 | 3.23 | 6.10 | 3.75 | 0.71 |
| (%) of Net NPA | 0.03 | 0.39 | 2.31 | 1.33 | 0.18 |
| Return on Assets % | 2.46 | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | | | |
| OPBPC Margin (%) | 31.37 | 33.46 | 27.54 | 26.50 | 26.78 |
| PBT Margin (%) | 20.74 | 21.38 | 4.31 | 9.57 | 19.14 |
| PAT Margin (%) | 15.65 | 16.14 | 3.32 | 7.07 | 14.28 |