ANNUAL RESULTS
ESAF Small Finance Bank Ltd.
BSE
Jun 06
32.27
+0.28 (+ 0.88%)
Volume
99127
Prev. Close
31.99
Open Price
32.06
Bid Price(Qty.)
0.00 (0)
Offer Pr.(Qty.)
0.00 (0)
NSE
Jun 06
32.08
+0.10 (+ 0.31%)
Volume
612232
Prev. Close
31.98
Open Price
32.30
Bid Price(Qty.)
0.00 (0)
Offer Pr.(Qty.)
0.00 (0)
You can view the
Annual Results
for the last 5 years.
|
ISIN No
|
INE818W01011
|
Market Cap. ( ₹ in Cr. )
|
1653.49
|
P/BV
|
0.71
|
Book Value ( ₹ )
|
45.27
|
|
BSE Code
|
544020
|
52 Week High/Low ( ₹ )
|
57/24
|
FV/ML
|
10/1
|
P/E(X)
|
3.89
|
|
NSE Code
|
ESAFSFBEQ
|
Book Closure
|
14/08/2024
|
EPS ( ₹ )
|
8.26
|
Div Yield (%)
|
0.00
|
(₹ in Crs.)
| Interest Earned | | | | | |
| Int. /Disc. on Adv/Bills | 3410.50 | 3461.32 | 2532.05 | 1726.71 | 1473.51 |
| Income on Investment | 402.04 | 352.95 | 312.04 | 188.31 | 128.33 |
| Int. on balances With RBI | 49.68 | 4.16 | 9.57 | 24.91 | 39.34 |
| Total Interest Earned | 3862.22 | 3818.43 | 2853.66 | 1939.93 | 1641.17 |
| Other Income | 467.09 | 441.82 | 287.91 | 207.58 | 126.10 |
| Total Income | 4329.31 | 4260.25 | 3141.57 | 2147.51 | 1767.28 |
| | | | | | |
| EXPENDITURE | | | | | |
| Interest Expended | 1810.69 | 1448.73 | 1017.32 | 792.79 | 719.58 |
| Employee Cost | 660.08 | 362.97 | 278.00 | 232.14 | 187.78 |
| Other Expenses | 1243.43 | 1285.86 | 910.75 | 630.73 | 415.50 |
| Depreciation | 0.00 | 0.00 | 41.79 | 0.00 | 28.57 |
| Total Expenses | 3714.20 | 3097.56 | 2247.86 | 1655.66 | 1351.44 |
| | | | | | |
| Operating Profit Before Provisions And Contingencies | 615.11 | 1162.69 | 893.71 | 491.85 | 415.84 |
| Provisions And Contingencies | 1250.08 | 592.28 | 487.67 | 418.00 | 274.47 |
| Exceptional Items | -58.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| P/L Before Tax | -692.97 | 570.41 | 406.04 | 73.85 | 141.37 |
| Tax | -171.58 | 144.84 | 103.71 | 19.12 | 35.98 |
| P/L After Tax from Ordinary Activities | -521.39 | 425.57 | 302.33 | 54.73 | 105.40 |
| Net Profit/Loss For the Period | -521.39 | 425.57 | 302.33 | 54.73 | 105.40 |
| | | | | | |
| Equity Share Capital | 515.43 | 514.78 | 449.47 | 449.47 | 449.47 |
| Reserves Excluding Revaluation Reserves | 1429.58 | 1971.33 | 1259.66 | 957.32 | 902.59 |
| Equity Dividend Rate (%) | 0.00 | 7.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio - Basel -II | 0.00 | 0.00 | 0.00 | 18.64 | 0.00 |
| EPS Before Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | -10.13 | 8.96 | 6.73 | 1.22 | 2.46 |
| Diluted EPS (Rs.) | -10.12 | 8.94 | 6.71 | 1.22 | 2.46 |
| EPS After Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | -10.13 | 8.96 | 6.73 | 1.22 | 2.46 |
| Diluted EPS (Rs.) | -10.12 | 8.94 | 6.71 | 1.22 | 2.46 |
| | | | | | |
| NPA Ratios: | | | | | |
| Gross NPA | 1290.56 | 893.04 | 351.69 | 949.59 | 564.00 |
| Net NPA | 539.64 | 413.79 | 157.89 | 455.96 | 316.58 |
| (%) of Gross NPA | 6.87 | 4.76 | 2.49 | 7.83 | 6.70 |
| (%) of Net NPA | 2.99 | 2.26 | 1.13 | 3.92 | 3.88 |
| Return on Assets % | -1.94 | 1.86 | 1.63 | 0.39 | 0.00 |
| | | | | | |
| OPBPC Margin (%) | 15.92 | 30.44 | 31.31 | 25.35 | 25.33 |
| PBT Margin (%) | -17.94 | 14.93 | 14.22 | 3.80 | 8.61 |
| PAT Margin (%) | -13.49 | 11.14 | 10.59 | 2.82 | 6.42 |