The bank reported standalone net profit of Rs 12,768.21 crore for the quarter ended June 30, 2025 as compared to Rs 11059.11 crore in the same period last year, registering a year-on-yearÿgrowthÿof 15.45 per cent.
Interest income of the bank rose by 10.13 per cent at Rs 42946.91 crore for the quarter ended June 30, 2025 as against Rs 38995.78 crore in the corresponding period last year.
During the April-June quarter, total income rose moderately by 11.86 per cent to Rs 51,451.81 crore from Rs 45,997.70 crore in the year ago period.
Meanwhile, operating expenses increased by 9.12 per cent to Rs 32,705.97 crore from Rs 29,972.86 crore in the same period last year.
Operating profit surged 16.98 per cent to Rs 18,745.84 crore from Rs. 16,024.84 crore.
Provisions and Contingencies surged by 36.21 per cent at Rs 1,814.57 crore from Rs 1,332.18 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 10.65 per cent at Rs 21,634.46 crore versus Rs 19,552.91 crore in the year ago period. Non-interest income rose 21.47 per cent year-on-year to Rs 8,504.90 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.67 per cent of the gross advances as at the end of June 30, 2025 from a level of 2.15 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.41 per cent of net advances on June 30, 2025 from 0.43 per cent a year ago.