IndusInd Bank has announced the extension of its hyper-personalized financial super-app, ‘INDIE’, to all existing retail banking customers, aiming to onboard over 15 million accounts onto the platform. Designed to offer a secure, future-ready, and comprehensive digital banking experience, INDIE seamlessly integrates savings accounts, fixed deposits, loans, credit cards, mutual funds, and various other services into a single unified interface.
Built for convenience and enhanced user experience, INDIE enables customers to manage their banking needs entirely through a digital, branchless onboarding process. It also features industry-first innovations such as the Numberless Debit Card, Virtual Single-Use Card, and Dynamic ATM PINs—enhancing both security and usability. The app has already seen over 1.4 million new account openings and boasts a 50% monthly active user rate, surpassing the industry average of 40%.
Charu Sachdeva Mathur, Head – Digital Banking & Strategy (Existing Business), IndusInd Bank, said,
“We are excited to roll out INDIE to our entire retail customer base, offering a truly secure and hyper-personalized digital banking experience. Innovations like the Numberless Debit Card and Virtual Single-Use Card reflect our commitment to pushing the boundaries of secure and convenient banking. With INDIE, we aim to build a future-ready ecosystem that meets the evolving needs of our customers.”
Beyond core banking, INDIE offers several customer-centric benefits, including up to 3% rewards on select brand and fuel spends, zero forex markup on debit card usage, and complimentary lounge access. Customers can also benefit from smart deposit features like interest rate-linked savings, auto-sweep options, and a flexible line of credit of up to ?5 lakh, customized to their financial needs.
INDIE’s growing popularity is evidenced by its high ratings—4.6 on the Google Play Store and 4.7 on the Apple App Store—ranking it among the top three financial apps on iOS. With over 17 million downloads on Android and 6.7 lakh on iOS, INDIE continues to reinforce IndusInd Bank’s leadership in delivering cutting-edge digital banking solutions.